If you’re interested in getting dental coverage in Pennsylvania, there are a couple of ways to obtain it. One option is getting dental insurance through your employer’s health insurance plan.
You can also get dental coverage through Pennie — Pennsylvania's state-run health insurance exchange. You can purchase a health insurance plan through Pennie and add dental coverage to your policy. However, not all insurers offer dental coverage as part of their health policy, so make sure the plan you’re interested in provides dental coverage. If not, you can purchase a stand-alone dental insurance plan.
According to HealthInsurance.org, premiums range from $18 to $81 per month for adults who buy stand-alone or family dental coverage via Pennie. If you’re purchasing family dental coverage through Pennie, be aware that premium tax credits may or may not offset the premiums associated with pediatric dental coverage.
To help you keep costs to a minimum, make sure to compare carriers and coverage levels before getting dental insurance. You should also see if your dentist is a part of the carrier’s network to help minimize out-of-pocket costs.
However, dental insurance isn’t the only option for saving money on dental care in Pennsylvania. Consider signing up for a dental savings plan, which allows plan members to save 10-60% on the majority of preventive, restorative, and cosmetic treatments.
Dental savings plans activate quickly, even for major procedures. This means you can schedule your appointments immediately without worrying about an annual limit or restrictions on health conditions. While dental insurance often comes with monthly premiums and annual maximum coverage caps, dental savings plans do not. Dental savings plans cost a low annual fee and provide plan members with access to discounts on most procedures.
Additionally, we offer a 30-day hassle-free refund policy, so if you decide your dental savings plan isn’t the right fit, you can make changes without any penalties.
The number of dentists in Pennsylvania who accept dental savings plans continues to grow. Currently, plan members have access to over 140,000 dentists nationwide. Plans are available from trusted healthcare brands, including Cigna, Aetna, Careington and more. Your dentist in Pennsylvania is likely already part of our growing network, so joining a dental savings plan is easier than you think.
Pennsylvania dental plans offer deep discounts on a variety of treatments at over 100,000 participating dentists. These alternatives to Pennsylvania dental insurance are a budget-friendly option for individuals, families and groups.
Finding a dentist in our network is easy. Just visit our dentist locator and enter your zip code. You can also add your preferred dentist or other details to narrow your results. Then click on “Search for Dentists” to see your matches. Need to talk to a specialist?
Plans are typically ready to use within three business days. There are no lengthy wait times for coverage.
There are significant differences. Dental savings plans have no waiting periods for major procedures, so you can schedule your appointments right away. Unlike dental insurance that has a time-consuming written claims process, dental plans have no paperwork – just present your membership ID card to save money at participating dentists.
Our :DP AtYourService® team would be happy to help you choose the dental plan that offers the greatest savings for your specific needs.